1. Introduction

Welcome to the financial coaching services provided by Rb Salonga. By engaging in our services, you agree to be bound by the following terms and conditions. Please read them carefully before proceeding.

2. Services Provided

Rb Salonga offers financial coaching services designed to educate and empower clients to make sound financial decisions. These services include, but are not limited to, goal clarification, saving and budgeting assistance, and financial literacy education. While investment strategies and options may be discussed during coaching sessions, clients should be aware that all investment decisions are made at their own discretion and risk. Rb Salonga is not responsible for any financial losses or adverse outcomes resulting from investment choices made by clients. Clients are encouraged to conduct their own due diligence and consult with a licensed financial advisor before making any investment decisions.

3. No Guarantees

While we are committed to assisting you in your financial journey, we cannot guarantee specific outcomes. Success depends on various factors, including your individual capacity, work ethic, experience, and diligence in applying the guidance provided.

4. Client Responsibilities

As a client, you are expected to:

• Actively participate in coaching sessions.

• Complete any assigned tasks or exercises.

• Be honest and transparent about your financial situation.

• Understand that the ultimate responsibility for financial decisions rests with you.

5. Confidentiality

All information shared during coaching sessions will be kept confidential and will not be disclosed to third parties without your consent, except as required by law.

6. Limitation of Liability

Rb Salonga is not responsible for your actions or decisions. You are solely responsible for evaluating and using our products and services based on your own due diligence. You agree that Rb Salonga is not liable to you in any way for your results in using our products and services.

7. Fees and Payment

Details regarding fees and payment terms will be discussed and agreed upon before the commencement of services. Payments are to be made in accordance with the agreed schedule.

8. Cancellation and Termination

Either party may terminate the coaching relationship with prior notice. Specific terms regarding cancellation and termination will be outlined in the individual coaching agreement.

9. Amendments

Rb Salonga reserves the right to update or modify these terms and conditions at any time. Clients will be notified of any changes, and continued use of services constitutes acceptance of the updated terms.

By engaging in our financial coaching services, you acknowledge that you have read, understood, and agreed to these terms and conditions.